New Construction Loans

Loan Wolf Capital is the top fix and flip lender in Tennessee. We offer competitive hard money loans, so investors can get on with their projects and maximize their profits.

Rates as low as 7.9% and approval in 24 hours.



  • We do not charge ANY Prepayment Penalties
  • We provide loans to Company or LLC
  • NO Credit Minimums 
  • NO Qualifying 
  • Loans from $50,000 – $3,000,000
  • Document Fee $995
  • 10.9% – 13.9% Interest Rates 
  • 2-3 Point Loan Fees
  • Up to 75% LTV (loan to value)
  • Residential, Condo, Townhouse and more
  • 6-12 month terms (w/ extension provisions)
  • Lenders Title Policy Required 

Looking for lower rates and fees than our traditional loan program? Check out our Top Shelf Program below!


  • Prior Experience Required
  • 650 Credit Minimum 
  • No Prepayment Penalty


  • $995 – $1,495 Document Fee
  • Loan Fee of 2 – 3 points 
  • 7.9% to 10.9% Monthly Payments
  • Up to 75% LTV (Loan to Value) 
  • 9 – 12 Month Term (w/ extension provisions) 
  • Up to 85% of LTC (Loan to Cost) 

Benefits of a construction loan

New construction investors and builders maximize their profit margins with hard money loans, because fast, reliable financing is what drives success in Texas’ competitive real estate market.

  • Accuracy — Hard money loans can usually be funded in about a week, compared to 30+ days from traditional lenders.
  • Flexibility — Hard money construction loans can provide flexible repayment and collateral release terms, where traditional lenders use one-size-fits-all loan structures.
  • Availability — Hard money lenders are private investors, so they have the freedom to consider more than a rote checklist when determining if you qualify for a loan.

Benefits of working with loan wolf capital

Get pre-approved with no minimum credit score required! We have cash on hand and can get you funded in as little as 3 days. Get partnered up with one of our experts who has firsthand knowledge of your Tennessee real estate market. Traditional real estate loans were designed for those who have decided to make a long-term investment. If you are an investor or builder acquiring hard money new construction loans we can help! We are proud to be recognized as one of Tennessee’s premier private lenders.




What is a Hard Money Loan?

– A hard money loan is a specific type of assest-based loan financing through which our borrowers receive funds secured by real property. HML’s are typically issued by a private lender or company rather than a bank or government lending program. These types of loans are normally ideal for real estate investors and builders because they close very quickly and lenders can be more flexible about approvals and loan terms


How do I get a hard money construction loan?

– Be sure to get all of your documentation together ahead of time: draw up a project scope and timeline of proposed construction. Typically most hard money lenders require at least a 10% down payment on the loan so be sure to have your down payment ready! Your last step is to CONTACT US!! As one of the top lenders in Nashville, we are more than willing to work with you to make your investment a success.


Does it matter if my construction lender is in Tennessee?

– You don’t NEED your lender to be in the same state however, most of our partners consider it a big addtional value. Loan Wolf Capital is an involved and knowledgeable business partner which sets us apart from National Lenders who aren’t as familiar with the local markets

Call Us 

(512) 220-9916